Well you definitely should be fishing, no matter what. However, fresh out of college, you may wind up working and concentrating on your new found profession far more than what you think. Your new to you boat may not get a workout like you're thinking. Also realize there is overhead that goes with ownership as well, storage, maintenance, insurance, and of course all those doodads that go with your pastime. I encourage you to get what you want, that's for sure, but I also recommend you wait a spell and settle into your new routine so that you can make a wise choice. To answer your question though, I'm thinking about 4 to 7 percent, depending on your co-signers credit worthiness as well. By the way. Co-signing for anything is a bad idea , simple as that.
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