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  #1  
Old 08-04-2011, 02:41 PM
reclending reclending is offline
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Join Date: Jun 2011
Location: Office is in Michigan
Posts: 55
Default Thank you!!

We are new members here and have already received several calls. We have also worked on some loans for members. Let us know how we can help.
Thanks,
Ken, Todd & Chris
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  #2  
Old 02-25-2012, 01:24 PM
walleye7425 walleye7425 is offline
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Join Date: Feb 2012
Posts: 3
Default Boat Financing

If we find a boat on this site are we able to get financing from you and provided the rate is 5% and the boat is 15,000 how many years are we able to finance the boat to keep the payment as low as possible and not be penelized if paying it off early?
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Old 02-26-2012, 12:28 PM
reclending reclending is offline
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Join Date: Jun 2011
Location: Office is in Michigan
Posts: 55
Default

Quote:
Originally Posted by walleye7425 View Post
If we find a boat on this site are we able to get financing from you and provided the rate is 5% and the boat is 15,000 how many years are we able to finance the boat to keep the payment as low as possible and not be penelized if paying it off early?

Finance amounts less than $15K should have terms available from 96 to 120 months. Over $15K some lenders will offer up to 144 months. The next term level for some banks is at $25K. As for 5%, that is a really great rate. We are not seeing many in that area, especially on a used boat. Some lenders that publish rates like that have about a 1% qualify percentage. We hear from people all the time who find out the printed rate is not available to them. Depending on where you live and your averall credit strength, we may be able to come close. Let us know how we can help. Thanks, Ken
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