will insurance cover motor

[trapper john]

I had an oil line come loose on my 2004 Yamaha hpdi and it blew the port upper cylinder. Will my boat insurance cover this? My policy says I have 43,200 coverage on boat,motor and equipment. I appreciate any insight. Thanks

[Pokerbill]

Insurance policy most likely excludes mechanial failure. No coverage but if you have an insurance policy jacket look at the list of exclusion or just call your agent. Sorry.

[Lumpy Pockets]

some companies provide mechanical breakdown protection. You will need to check with your agent. Typically no, mechanical breakdown is not covered.

[Insurancepro]

Trapperjohn, Feel free to give me a call and we can talk about this and go over your coverage's. Thanks Bob Luellen 517-627-8080

[last chance]

let us know how this turns out for you. I have a mercruiser and the line going to my remote oil filter came loose once and lost my oil. luckily we shut the motor down when my daughter n law heard the lifters rattling.