That's kind of the problem with the swing down ladder I bought (Garelick 2 stepper), it does swing down. I currently have it held up with a small bungee cord, but need to figure out something better. As far as 2 steps being adequate to get into the boat, doesn't seem to be a problem for me, my wife, or my 7 year old daughter.
1625 Rebel, I remeber you telling me about your boarding ladder. Does it work good for your wife and kids? I am looking for one for my 1725 rebel sport and not sure if I want one with a platform or just a fold up like you have. How does it stay in the upright (stowed) position?