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01-10-2019 07:58 AM
reclending
Question about Credit Life

Below is a question that was posted to us on another forum. Thought it could be helpful here.

Everything I have purchased through my credit union, I always get life/disability on the loan. Do any boat finance companies offer this as well? Im thinking about buying a new (2016-2019) Phoenix bassboat this spring. Most credit unions will only go 84mos tops on new boat loans so that would put my note a tad bit higher than I would like...Just curious is this was available from boat lenders or not.

Here is my answer to that question.

Good morning,
We do offer Credit Life and Disability on the loans we do. It has become more common in the last couple years. Those are insurance items so there is licensing involved and that is why some don't offer the product. I am licensed for Life, Disability, Health and Casualty Insurance. We also have set up an agency for our company to properly handle the business. As you know, it is a product that can be added to a finance package much like a service contract.
Let me know if I can help.
Thank you,
Ken
(517) 543-6921 - Office

Sorry for the re-post type thing but it is good info to share.
Thank you,
Ken

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