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Search: Posts Made By: reclending
Forum: Boat Loans / Extended Warranties 101 04-20-2021, 07:26 AM
Replies: 0
Views: 2,301
Posted By reclending
The Boating Industry is CRAZY!

Hope everyone is well.

For those of you that are buying and/or selling boats right now, this will not come as any surprise, but the boating world is going through the craziest time I have ever...
Forum: Boat Loans / Extended Warranties 101 04-19-2021, 01:56 PM
Replies: 0
Views: 2,056
Posted By reclending
New and Used Boat Loans

Hope everyone is well.


As most of you know, the fishing boat world is currently on fire!!


As you begin your search for your new or new to you boat, we would be happy to help with value...
Forum: Boat Loans / Extended Warranties 101 04-04-2021, 06:01 AM
Replies: 31
Views: 39,182
Posted By reclending
give us a call monday morning and we can answer...

give us a call monday morning and we can answer all you questions
Forum: Boat Loans / Extended Warranties 101 03-08-2021, 04:38 PM
Replies: 0
Views: 1,529
Posted By reclending
simple reminder

As the day's get longer it's just a reminder to make sure we are ready for another great summer outdoors. Please feel free to contact the team at www.reclending.com if there's anything we can do to...
Forum: Boat Loans / Extended Warranties 101 12-31-2020, 11:46 AM
Replies: 1
Views: 1,883
Posted By reclending
Ken and Cindy Lamain have retired!

Trinity Sales and Marketing and Recreational Title Service (Reclending) would like to announce that Ken and Cindy Lamain have retired from their positions with Reclending. All of us here at...
Forum: Boat Loans / Extended Warranties 101 11-22-2019, 07:04 AM
Replies: 0
Views: 2,511
Posted By reclending
Lightbulb Time to check your warranty.

Every year about this time we post something about warranties. It seems like that is often overlooked until there is a problem. Also every year, we get several boat owners that will contact us about...
Forum: Boat Loans / Extended Warranties 101 11-06-2019, 02:15 PM
Replies: 6
Views: 5,972
Posted By reclending
Very sorry for your loss. Can't imagine losing...

Very sorry for your loss. Can't imagine losing my wife even after just 32 years (so far). In our business we very often find people that are buying a boat and becoming the third or fourth owner. A...
Forum: General Discussion 09-20-2019, 06:32 AM
Replies: 17
Views: 3,855
Posted By reclending
I spent a bunch of years in the trailer business...

I spent a bunch of years in the trailer business and utility/snowmobile trailers were a part of that. By the time you get done chasing, cutting, drilling and fabricating, trading trailers will end...
Forum: Boat Loans / Extended Warranties 101 04-09-2019, 07:01 AM
Replies: 0
Views: 3,565
Posted By reclending
Buying from out of state? (sorry a bit long)

Buyers today are driving SEVERAL hours to find just the right boat. We have been involved with buyers from TX driving to NY and MI guys driving to AL and FL to pick up their dream from private...
Forum: Boat Loans / Extended Warranties 101 02-08-2019, 07:02 AM
Replies: 0
Views: 3,271
Posted By reclending
Boat re power and finance

This is a question and answer from another forum we have a thread on. Thought it could be helpful. Question first, then my answer. Trying to post some things about financing to spur some...
Forum: Boat Loans / Extended Warranties 101 01-10-2019, 07:58 AM
Replies: 0
Views: 2,840
Posted By reclending
Question about Credit Life

Below is a question that was posted to us on another forum. Thought it could be helpful here.

Everything I have purchased through my credit union, I always get life/disability on the loan. Do any...
Forum: Boat Loans / Extended Warranties 101 01-08-2019, 10:57 AM
Replies: 12
Views: 6,375
Posted By reclending
"to say they don't know the difference between...

"to say they don't know the difference between dry weight and GVWR would be like saying the majority of the people in your business don't understand the difference between simple vs compound...
Forum: Boat Loans / Extended Warranties 101 01-07-2019, 12:30 PM
Replies: 12
Views: 6,375
Posted By reclending
The frustration really comes in when you get...

The frustration really comes in when you get different answers on the same rule, from different people in the same office. The average State of County worker does not understand dry weight VS GVWR. ...
Forum: Boat Loans / Extended Warranties 101 01-03-2019, 12:58 PM
Replies: 0
Views: 2,699
Posted By reclending
Selling your boat ???????

Thinking of selling your boat? Here are a couple things that will make your buyers (and finance companies) happy.

1. Take good clear VIN plate pictures of the boat, motor and trailer. Sometimes...
Forum: Boat Loans / Extended Warranties 101 12-18-2018, 05:45 AM
Replies: 12
Views: 6,375
Posted By reclending
We work with buyers and sellers in different...

We work with buyers and sellers in different states all the time. We have a very proven process to be sure sellers have the needed ownership docs, check for liens and handle the state work for the...
Forum: Boat Loans / Extended Warranties 101 06-04-2018, 08:31 AM
Replies: 1
Views: 3,319
Posted By reclending
Best month ever - thank you wc

THANK YOU to our WC family!!! The final numbers are in for May and we had a record month. We closed 152 loans and a nice amount of them were for our family at WC. That is up from our previous high of...
Forum: General Discussion 05-11-2018, 06:16 AM
Replies: 68
Views: 11,611
Posted By reclending
All that happened and you get a ticket for $228...

All that happened and you get a ticket for $228 and complain? Seems cheep to me. Especially when you add in all the "could'a, would's, should'a" really bad things that could have happened.
...
Forum: Boat Loans / Extended Warranties 101 04-12-2018, 08:58 AM
Replies: 31
Views: 39,182
Posted By reclending
Boat loans and auto loans are most often...

Boat loans and auto loans are most often different. Most lenders we work with have no difference with used. Others will have a slight bump at about 10 model years. Even then, the difference is not...
Forum: Boat Loans / Extended Warranties 101 02-12-2018, 07:59 AM
Replies: 2
Views: 5,024
Posted By reclending
Thank you for the note and nice comments. We...

Thank you for the note and nice comments. We have a great group of people here who work hard on every deal. Thank you for allowing us to help. Enjoy the new ride and we hope your live wells are...
Forum: Boat Loans / Extended Warranties 101 02-12-2018, 07:52 AM
Replies: 28
Views: 15,474
Posted By reclending
Most recreation loans in today's market are...

Most recreation loans in today's market are "simple interest". That means interest is charged on the unpaid balance. Anything additional over your minimum payment amount comes off the principle. ...
Forum: Boat Loans / Extended Warranties 101 01-09-2018, 01:07 PM
Replies: 10
Views: 13,042
Posted By reclending
As with any and all loans, no one answer is best...

As with any and all loans, no one answer is best for all people. Lets just say you have value to draw from your home. Now when you add the price of a boat to that amount, you could be paying...
Forum: Boat Loans / Extended Warranties 101 12-11-2017, 07:05 AM
Replies: 5
Views: 5,205
Posted By reclending
We are not seeing anything in that rate number. ...

We are not seeing anything in that rate number. The other thing to remember with CU's is that most have some sort of footprint. There are a few national ones, but not many.
Let us know if we can...
Forum: Boat Loans / Extended Warranties 101 12-07-2017, 12:26 PM
Replies: 0
Views: 2,342
Posted By reclending
Soft Credit Pulls.

We have always had the option to do a "soft credit pull" in selected cases. This allows us to look at a credit bureau for an estimate with no mark on the customers bureau. The old system was a bit...
Forum: Boat Loans / Extended Warranties 101 11-27-2017, 10:16 AM
Replies: 0
Views: 1,783
Posted By reclending
Thumbs up Been a while

I have not checked this thread for a while. No excuse other than just got out of the habit. We work with several lenders and boat loans are all we do.
Let us know if we can help.
Thank you,
Ken...
Forum: Boat Loans / Extended Warranties 101 11-27-2017, 10:14 AM
Replies: 10
Views: 13,042
Posted By reclending
We have options for your area. Let me know if we...

We have options for your area. Let me know if we can help.
Thank you,
Ken
(517) 543-6921
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