Well, a truck is more important - it is what takes me to work and allows income to be generated - to buy a boat. That being said - the truck just has to be reliable and maintained. That does not necessarily mean new. My truck - 1988 - with 482,000 miles. My boat - 1999. Truck sits outside, boat is stored inside.

If my truck breaks down - I can pull over to the side of the road and pull out my cell phone and credit card - problem fixed. If my boat breaks down on the water - could be really bad. I don't like to swim when I fish.

So the boat is newer, I spend more money on the boat, but the truck is more important. Boat's a toy, trucks a tool.