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health care premiums,how much do you pay now? - Walleye Message Central
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  #1  
Old 06-30-2017, 02:13 PM
holliswuzamember
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Default health care premiums,how much do you pay now?

Pretty lucky I guess, my wife's job pays for our healthcare premiums with just a $30 co-pay. They don't seem to question any of our doctors decisions on ordering tests.

But in talking to some of my friends and also reading on another forum a couple of people have mentioned incredible premiums that they have to pay for their families. I guess I have been isolated to what has been happening because I don't remember premiums ever being as high as some of his people claiming. I don't want to make this into a political discussion, looking for anwers. Can you resist that?( It always seems that some guys just can't.

Just wondering what you pay now. Maybe it's a regional thing? We have pretty good income but I wonder how some families are able to pay what they are claiming to pay currently.
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  #2  
Old 06-30-2017, 02:54 PM
southernEyes southernEyes is offline
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30 yrs old, same age wife and a 3 year old. Non tobacco users, no health issues ever.

$700 month health premium. 7500/15000 deductible. That's on a group rate!

Southern Virginia


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  #3  
Old 06-30-2017, 03:02 PM
hunter651 hunter651 is offline
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Join Date: Apr 2013
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I pay 0$ but I do pay almost 45% income tax, + 13% sales tax and high other taxes as well in Canada
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  #4  
Old 06-30-2017, 03:08 PM
Bstar Bstar is offline
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Location: Cedar Lake,Indiana
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I was pretty lucky too. My wife worked for the CN railroad so I was always on her insurance. And it was very good insurance through United Healthcare. She retired in 2012 and then went on Medicare last year so I had to take insurance with my work. I now pay $100/mo with $2500 deductible and $6500 out of pocket. Still with United Healthcare through a large communications corporation.
  #5  
Old 06-30-2017, 03:14 PM
Custom Eyes Custom Eyes is online now
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Join Date: Feb 2013
Location: NE Michigan
Posts: 9,271
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Single employee contribution for me is $37.50 per week with $6500 out of pocket and no script coverage. I saw under the new plan, someone in the 60-64 age bracket would go up from $6800 currently to $20,500 annual premiums and out of pocket going from $6500 to $10,000. OUCH!!!
  #6  
Old 06-30-2017, 04:07 PM
JAK JAK is offline
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Join Date: Aug 2009
Location: Minnesota
Posts: 720
Default Expensive

I was looking at retirement this year ...checked into premium cost thru my employer to continue my current coverage. I also checked thru the state exchange (MN).

Cost was just under $25,000/year from the employer and $23,770/year thru the state exchange. This was for a family of three with approximately $10,000 deductible on both plans.

Needless to say, I am still working.
  #7  
Old 06-30-2017, 04:45 PM
MN1965 MN1965 is offline
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$1100 / month for me, my wife and daughter. 52/50/22. Individual deductibles $6,500. $13,000 family deductible.
  #8  
Old 06-30-2017, 06:24 PM
Sportdog Sportdog is offline
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Location: Coastal Alabama
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[QUOTE=holliswuzamember;5640177]I don't want to make this into a political discussion, looking for anwers. Can you resist that?( It always seems that some guys just can't.

[/QUOTE]

LOL!!!! :rotfl::rotfl: :cookoo:
  #9  
Old 06-30-2017, 06:46 PM
Baseline Baseline is offline
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Join Date: Oct 2010
Location: Northern, MN
Posts: 3,296
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When I was working I had a 100% employer paid health plan with $20 copay for Dr. Visits and a max of $40 for RX $400 per person deductible and $0 coinsurance. After retirement I asked for and received 6 months of paid healthcare as part of my separation agreement. After that I had to pay $1000 a month for a single plan with a $400 deductible and 20% coinsurance to $1,200 and 100% coverage after that. I only had to do that for 6 months before cashing in on my the Medicare plan that I prepaid over 45 years or work. Now I pay about about $200 for Part B and my supplement with Part D.
  #10  
Old 06-30-2017, 08:11 PM
martinbns's Avatar
martinbns martinbns is offline
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Join Date: Mar 2016
Location: Winnipeg, MB
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No premiums of deductible. Pay about $3,500 between my wife and I for 90% dental and 100% on prescriptions, average wait time for elective surgery like arthroscopy on a knee is about a year, family doc easily accessible, my tax rate on my gross income was 36%.
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